Roles & Responsibilities
Working with a large diverse established client group you will act as a partner, helping individuals take control of their finances and work towards their financial objectives. You will provide a comprehensive approach to personal finance, ensuring that clients have the tools and knowledge to achieve their long-term financial security.
Key Responsibilities:
- Conducting Client Reviews: Gathering information about the client’s financial position, goals, and risk tolerance.
- Financial Planning: Developing and implementing customised financial plans that address the client’s specific needs and objectives, including retirement planning, investment strategies, and estate planning.
- Analysing and Interpreting Financial Data: Analysing client’s financial information to identify potential areas for improvement and develop suitable recommendations. considering their goals, risk tolerance, and financial situation.
- Product Knowledge: Understanding various financial products like investments, pensions, and insurance, and selecting the most appropriate options for clients.
- Retirement Income Planning: Helping clients understand various retirement income options and designing plans to ensure they have sufficient funds for their retirement needs.
- Product Selection and Recommendation: Choosing and recommending appropriate financial products and services to meet the client’s needs such as life insurance.
- Client Communication and Education: Communicating with clients to explain financial concepts, plan strategies, and provide ongoing support, engagement, and networking.
- Regulatory Compliance: Adhering to all relevant financial regulations and ethical guidelines in the financial services industry.
- Staying Informed: Keeping up to date with the latest developments in financial services, regulations, and product offerings.
- Collaboration and Professionalism: Working effectively with other professionals including will writers, solicitors.
Skills Required
Skills and Qualities:
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Deep knowledge of financial products and services.
- Understanding of relevant regulations and laws.
- Ability to explain complex financial concepts in a clear and concise manner.
- Strong work ethic and commitment to client satisfaction.
- Relationship Management
- Emotionally intelligent
- Problem-Solving Skills: Identifying and addressing client financial challenges.
- Technical Skills: Proficiency in using financial planning software and tools (IO)
Educational and Professional Requirements:
- 5 years + financial planning experience
- Level 6 qualification, such as the Advanced Diploma in Financial Planning from the Chartered Insurance Institute (CII) or a Diploma in Financial Planning from the CISI. Candidates with a Level 4 qualification in Financial Planning will also be considered.
- May require additional experience in the financial services industry.
- Chartered status may be available upon meeting experience requirements after obtaining the Level 6 qualification.
Benefits
- Pension: if employee pays 4%, employer pays 6% both on qualifying earnings (£6,240 to £50,270).
- The trust has the potential to pay annual PAYE free bonus up to £3,600, currently paying about £500 per annum.
- Full suite of employee benefits provided including 24/7 EAP for employees and employee family members, discounted gift cards, wellbeing studio and wellbeing hub.
- Health & Wellness cash plan.
HOURS OF WORK:
Core hours of work are Monday to Friday 9-5pm.
However, flexibility is required for clients who require evening and weekend meetings.
SALARY: Circa 60k
HOLIDAY: 33 days in total including bank holidays
TRAINING: Support for ongoing professional development.
HEATH & SAFETY: No current issues to report on site
Please do contact us for more information or visit our Linkedin page.
